80% Replacement Value Triggers Immediate Action When Active Intrusion Reaches Critical Threshold

https://expressindustrytrainedcs.timeforchangecounselling.com/eighty-percent-coverage-gaps-enable-mold-proliferation-in-water-damaged-homes

The 80% rule is an insurance threshold that determines whether your homeowner's policy will cover the full replacement cost of water-damaged property or deny the claim altogether