Managing benefits for a small team is a headache. You can choose traditional...

https://iris-wiki.win/index.php/ICHRA_vs._Group_Health_Insurance:_Which_is_Actually_Easier_to_Manage%3F

Managing benefits for a small team is a headache. You can choose traditional group plans, level-funded options, or the SHOP exchange. If you want more control, try the ICHRA model to give employees tax-free money for their own plans