California Group Health Insurance
https://mega-wiki.win/index.php/A_Deep_Dive_into_California_Employee_Benefits_for_Small_Business:_Affordable_Strategies_to_Compete_with_Larger_Employers_97269
"California group health insurance provides a variety of plan options, including HMOs, PPOs, and HDHPs, giving employers flexibility in choosing the right coverage for their employees' diverse needs."