Travel insurance marketing is very good at communicating the big numbers. "Up to $1,000,000 in medical coverage." "Emergency evacuation included." "24/7 assistance worldwide
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Short-term travel insurance is easy to shop for. You pick a date range, enter your destination, and compare a handful of quotes. Long-term travel insurance is a different problem entirely — and most comparison tools aren't built for it
The most picturesque places in the world are frequently the ones where things go wrong. Cliffs, waves, mountains, motorbikes, and ancient ruins don't care about standard exclusion clauses — but your insurer does
Here is a question that trips up a surprising number of travelers: if your flight is cancelled and you spend three days in a hotel waiting for the next available seat, does your travel insurance cover the hotel bill? Maybe
There's a particular kind of bad day that travel insurance creates rather than prevents. You file a claim. You're confident it's legitimate
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