Shop off-exchange through a broker, directly with insurers, or via small-group...

https://instaquoteapp.com/small-business-health-insurance-terms-i-keep-hearing-but-dont-understand/

Shop off-exchange through a broker, directly with insurers, or via small-group plans if eligible. Check provider networks first: confirm your doctors and nearby hospitals are in-network with the insurer, not just the online directory.